Business@Breakfast - Fraud Prevention Tips

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The Chamber’s Business@Breakfast series has been a tremendous success since it started last year.  One member stated at the October 6th event that they were the best things we are doing for our members.  Another member said they haven’t missed one and each is more interesting than the last.  This month Attorney General Patrick Morrisey gave an update on identity theft, the recent data breaches and what we should all do to protect our credit.
Here are the top three recommendations:
First – Get a copy of your credit report
Visit:  This is the only site authorized by the government to provide free credit reports once per year.  Download all reports and review them carefully. If you have frequent address changes, you may have trouble verifying online so just request the reports be mailed to you.  If you see anything suspicious, notify each credit bureau immediately.  If you are a victim of fraud, notify your local police.
Second – Opt out of pre-screened credit offers
Call 888-5OPTOUT (888-567-8688) or visit OptOutPreScreen to opt out. This will be good for five years.  If you want to opt out permanently, you can print and mail a signed Permanent Opt-Out Election Form to each credit bureau.

And Third – Register for “Do Not Call”
Call 1-888-382-1222 or visit to register all of your phone numbers including land line and cellular.  These are permanent listings.  This is intended to stop telemarketers but doesn’t apply to charities, political calls, collections or surveys.
You should do all three of these for not only yourself but for your dependents and any elderly relatives you can assist as they are often targets for spam. 
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